Payments and cards

Anytime.
Anywhere.

Banks need payment and card systems that deliver at pace, scale with confidence and adapt to whatever tomorrow brings.

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Background

Exceptional delivery

  • Precision-led delivery. Complex payment transformations delivered on time, with accuracy and regulatory confidence.
  • Global experience, local nuance. From ISO20022 to real-time rails, we’ve implemented ten local payment schemes each with tailored solutions for every market and regulation.
  • Beyond banking. No segment untouched. Trusted by Retail, Business, Commercial banks and PSPs to build secure, scalable infrastructures.
  • End-to-end capability. We cover the full lifecycle: initiation, processing, settlement, reconciliation and beyond. With a proven Bancon designed best practise architecture to accelerate your payment transformation programme.
  • Modern infrastructure, future-ready. From mobile-first card platforms to API ecosystems, we build for what’s next.
  • Compliance, built-in. We embed AML, sanctions screening and reporting directly into the payment journey — no compromises.
97%
Straight Through Processing rate*

*Latest Payments Platform implementation, delivered for one of the world’s largest building societies.

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Payments and cards understood

We don’t just understand payments and cards, we help develop the technology behind them. Working with specialist banking software experts to strategise, design and develop the underlying software.

Real-time payments and settlements

Customers expect payments to move instantly — anytime, anywhere. We enable banks to deliver fast, secure, always-on payments with immediate clearing and settlement.

Cross-border payments


Global transfers need to be faster, cheaper and more transparent. We help banks offer ISO 20022-compliant cross-border payments with rich data and built-in compliance.

Payments lifecycle and liquidity management

Efficient payments and smart liquidity go hand in hand. We streamline payment flows, from initiation to reconciliation, while boosting liquidity visibility and control.

Card services

Cards are going digital — through wallets, apps and loyalty platforms. We modernise card issuing and processing for seamless, flexible, digital-first card services.

Compliance and reporting

Regulatory demands are rising fast. We embed AML, sanctions screening and reporting directly into payment workflows — keeping banks compliant without slowing operations.

Ecosystem integration

Payments now flow through complex digital ecosystems. We connect banks with fintechs, corporates and platforms — through API-led integrations that unlock scale.

End-to-end services

Advisory

Strategic thinking that leads to action — built on decades of real banking transformation.

Digital transformation

From strategy to execution, we help you design and scale digital experiences that perform in the real world.

Implementation

Side by side with your teams, we bring mission-critical systems to life — with clarity, control and zero tolerance for error.

Managed services

Beyond support, it’s a true partnership — 24/7 coverage, clear SLAs and hands-on continuity you can trust.

Clients

No noise. Just results.

Laying the foundation for a scalable lending platform

Learn how we modernised a SAP banking platform to accelerate delivery and improve service efficiency.

Empowering scalable payments with seamless integration

Learn how we seamlessly integrated ISO 20022 cross-border payments and secure, scalable collections.

Innovating corporate cash management with Virtual Account Management

Learn how we helped a European Tier 1 Bank with SAP data transformation services.

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