SAP and SAP Fioneer

Co-developers.
Delivering the standard.

For over 25 years, Bancon has been helping to shape the evolution of SAP’s Financial Services solutions from the inside out.

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Background

Defining the standard

As a Silver SAP Partner and SAP Fioneer Build and Service Partner, we don’t just implement solutions — we co-build them. Together with SAP and SAP Fioneer, we’ve co-developed and continually enhanced key components of the Financial Services suite and deliver full-stack implementations across the entire solution.

  • Enterprise Services Architecture, co-defined. In close partnership with SAP, we co-defined the Enterprise Services Architecture — setting the interface standards that underpin their Financial Services suite.
  • Two decades at the source. We’ve helped build the foundation. With over 20 years of direct involvement in SAP standard development, we’ve shaped what the SAP FSI suite is today.
  • Tools that speed up everything. Our proprietary SAP Banking tools accelerate every phase of delivery and are relied upon by SAP and SAP Fioneer themselves. From analysis to migration to testing, bringing time and cost efficiencies to every project.
  • Creators of SAP Virtual Account Management. We co-designed and built SAP’s VAM foundational solution from the ground up, translating banking needs into robust, scalable product capabilities.
  • Creators of SAP Card Management. From design to deployment, we played a leading role in bringing SAP’s Card Management Solution to life — shaping functionality that banks run on today.
  • Banking that speaks local. From Germany to Mexico, we’ve localised SAP Banking Services for key markets, aligning global technology with regional compliance and customer needs.
1000+
Combined years of SAP FSI expertise
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Built together. Delivered together.

With decades of co-innovation alongside SAP and SAP Fioneer, we’ve helped shape and implement the very products banks rely on today — from core banking and finance to analytics and customer onboarding.

Indigo Navy 3

Transactional Banking

Co-innovated, co-designed and co-developed

SAP Virtual Account Management on HANA

Developed in SAP Standard

SAP Transactional Banking for S/4HANA
SAP Banking Services on HANA
SAP FSI Business Partner

Implemented

Full Transactional Banking stack including:
SAP Deposits Management
SAP Master Contract Management
SAP Virtual Account Management on HANA
SAP Banking Services on HANA
SAP FSI Business Partner

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Lending

Co-innovated, co-designed and co-developed

Developed in SAP Standard

SAP Collateral Management
SAP Banking Services on HANA

Implemented

Full Lending stack including:
SAP S/4HANA Loans Managment
SAP S/4HANA Complex Loans
SAP S/4HANA Collateral Management
SAP Banking Services on HANA

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Indigo Navy 3

Payments and Cards

Co-innovated, co-designed and co-developed

SAP Card Management on HANA

Developed in SAP Standard

SAP S/4HANA Payment Centralisation

Implemented

Full Payments and Cards Stack

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Finance

Co-innovated, co-designed and co-developed

Developed in SAP Standard

SAP Smart Accounting for Financial Instruments

Implemented

Full Finance stack including:
SAP S/4HANA Finance
SAP Financial Services Data Platform
SAP Financial Product Subledger
SAP Bank Analyser
SAP Business Warehouse for S/4HANA

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Transactional banking

End-to-end digital lending journeys are now the norm — from onboarding and application to instant approvals and disbursements. We enable banks to deliver seamless, straight-through processes that meet customer expectations for speed and simplicity.

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Lending

Lending products are becoming more diverse — from mortgages to microfinance. We equip banks to offer tailored credit solutions with flexible terms, rule-based decisioning and scalable servicing models.

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Embedded lending

Finance is increasingly offered at the point of need — within retail platforms, fintech ecosystems or via APIs. We empower banks to embed lending into digital channels, unlocking new customer touch points and revenue streams.

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Payments and cards

Operational efficiency is critical across the credit lifecycle — from disbursement to servicing and collections. We streamline lending operations with automation, workflow-driven processes and smart collections tools that cut costs and turnaround times.

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Finance

With growing regulatory demands and credit risks, compliance and risk management must be built-in. We strengthen banks’ capabilities in credit scoring, traceability and audit-ready compliance, ensuring responsible lending at scale.

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Analytics and decisioning

AI and data-driven insights are reshaping credit decisioning. We design analytics strategies that improve credit assessments, reduce portfolio risks and boost lending performance through smarter, real-time decisioning.

Performance that speaks for itself

25

Years delivering SAP FSI projects

2

Co-innovated FSI products now part of the standard suite

40%

Of our global talent SAP FSI certified

75+

SAP and SAP Fioneer programmes delivered

1000+

Combined years of SAP FSI expertise

50%+

Of all SAP Banking Service migrations involve Bancon

White paper / 25 October 2022

Virtual Account Management

We collaborated with our partner SAP Fioneer to innovate a new Virtual Account Management solution. In our Whitepaper, we focus on how such a solution can be an important tool for any corporate treasury function looking to get better oversight into the business’ real-time cash holdings.

Discover how Virtual Account Management can transform your treasury function.

SAP Fioneer - Virtual Account Management
White

Clients

No noise. Just results.

Laying the foundation for a scalable lending platform

Learn how we modernised a SAP banking platform to accelerate delivery and improve service efficiency.

Enhancing efficiency in agricultural lending

Learn how we helped AFGRI Group Holdings with SAP data transformation services.

Strengthening Collateral Management

Learn how we helped Land Bank to enhance their SAP Banking landscape.

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