Lending

The innovation partner in next-gen lending.

We help institutions keep pace with change, meet demand and stay ahead with smarter, scalable solutions.

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Background

Exceptional delivery

  • Proven track record. Delivering lending solutions since 2002 — with systems still live and performing today.
  • 400+ years of expertise. A global team with deep, hands-on experience across every lending vertical and lifecycle stage.
  • End-to-end capabilities. From origination to collections, we cover the full lending journey across retail, commercial and specialised finance.
  • Designed for what’s next. We engineer lending platforms that scale, stay compliant and adapt as markets shift.
  • Global reach, local insight. Extensive experience delivering cross-border implementations and development finance programmes worldwide.
  • More than configuration. We don’t just plug in platforms — we design lending ecosystems built for longevity, resilience and regulatory clarity.
98%
Straight Through Processing rate*

*Latest Lending Platform implementation,
delivered for Africa’s largest lender.

Find out more

Lending understood

We help lenders meet the credit expectations of tomorrow with adaptive, compliant and end-to-end solutions that don’t just support change — they drive it. Whether you’re a regional challenger, a development bank or the continent’s largest lender, we’ve got your back.

Digital origination

End-to-end digital lending journeys are now the norm — from onboarding and application to instant approvals and disbursements. We enable banks to deliver seamless, straight-through processes that meet customer expectations for speed and simplicity.

Flexible products

Lending products are becoming more diverse — from mortgages to microfinance. We equip banks to offer tailored credit solutions with flexible terms, rule-based decisioning and scalable servicing models.

Embedded lending

Finance is increasingly offered at the point of need — within retail platforms, fintech ecosystems or via APIs. We empower banks to embed lending into digital channels, unlocking new customer touch points and revenue streams.

Automation and servicing

Operational efficiency is critical across the credit lifecycle — from disbursement to servicing and collections. We streamline lending operations with automation, workflow-driven processes and smart collections tools that cut costs and turnaround times.

Risk and compliance

With growing regulatory demands and credit risks, compliance and risk management must be built-in. We strengthen banks’ capabilities in credit scoring, traceability and audit-ready compliance, ensuring responsible lending at scale.

Analytics and decisioning

AI and data-driven insights are reshaping credit decisioning. We design analytics strategies that improve credit assessments, reduce portfolio risks and boost lending performance through smarter, real-time decisioning.

End-to-end services

Advisory

Strategic thinking that leads to action — built on decades of real banking transformation.

Digital transformation

From strategy to execution, we help you design and scale digital experiences that perform in the real world.

Implementation

Side by side with your teams, we bring mission-critical systems to life — with clarity, control and zero tolerance for error.

Managed services

Beyond support, it’s a true partnership — 24/7 coverage, clear SLAs and hands-on continuity you can trust.

Clients

No noise. Just results.

Laying the foundation for a scalable lending platform

Learn how we modernised a SAP banking platform to accelerate delivery and improve service efficiency.

Enhancing efficiency in agricultural lending

Learn how we helped AFGRI Group Holdings with SAP data transformation services.

Strengthening Collateral Management

Learn how we helped Land Bank to enhance their SAP Banking landscape.

Get in touch

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