We're proud to share that Bancon has successfully reached a landmark milestone in one of Africa's most significant SAP lending transformations — the industrialised migration of loan accounts into SAP S/4HANA Loans Management (CML) on AWS for Africa's largest bank.
This is not simply a system migration. It is a fundamental shift in how a continent-defining institution manages its lending portfolio and a clear demonstration that complex, large-scale financial transformations can be executed with precision, discipline and confidence.
At the heart of this programme is a first-of-its-kind migration journey: moving loan accounts from SAP Banking Services, running on-premise to a modern, cloud-native lending platform on AWS. The solution had already been implemented and integrated into the client's complex on-premise ecosystem, with Term Loans as the first product to go live. The migration programme is the next critical chapter — transitioning the existing book of loans onto that new foundation.
The journey was structured deliberately. It began with pattern development and integrated testing, establishing repeatable migration logic that could be trusted at scale. A proof of concept followed, executed in production with a limited set of accounts, confirming technical feasibility, data accuracy and end-to-end process stability. From there, the team expanded incrementally — first to several hundred accounts, then to the industrialised phase, where approximately 17,000 loans were successfully migrated into production.
Each migration event runs across three structured phases: Business Partner replication, to validate customer and master data; Debit Order migration, to ensure uninterrupted repayment processing; and Account migration, to bring loan accounts fully into SAP CML with complete downstream system consistency. It is a model that has proven robust across every tranche.
The programme now continues into its next phases. Remaining performing loans, mixed portfolios and non-performing accounts will follow in structured tranches, with the approach being extended in due course to additional lending products currently held on various legacy systems. What has been built here is not just a migration — it is a reusable, scalable blueprint for the bank's broader lending modernisation.
This has been a genuinely cross-functional effort, bringing together the Bancon team, Deloitte, and the client's own teams across SAP, lending, systems integration and quality engineering. The commitment to delivery across every phase of this programme has been exceptional.
The consistent success across all stages continues to validate SAP CML as the strategic lending platform of choice and positions the bank to complete its full portfolio transition from a place of confidence.
Find out more about our approach to Lending.
We're proud to share that Bancon has successfully reached a landmark milestone in one of Africa's most significant SAP lending transformations — the industrialised migration of loan accounts into SAP S/4HANA Loans Management (CML) on AWS for Africa's largest bank.
This is not simply a system migration. It is a fundamental shift in how a continent-defining institution manages its lending portfolio and a clear demonstration that complex, large-scale financial transformations can be executed with precision, discipline and confidence.
At the heart of this programme is a first-of-its-kind migration journey: moving loan accounts from SAP Banking Services, running on-premise to a modern, cloud-native lending platform on AWS. The solution had already been implemented and integrated into the client's complex on-premise ecosystem, with Term Loans as the first product to go live. The migration programme is the next critical chapter — transitioning the existing book of loans onto that new foundation.
The journey was structured deliberately. It began with pattern development and integrated testing, establishing repeatable migration logic that could be trusted at scale. A proof of concept followed, executed in production with a limited set of accounts, confirming technical feasibility, data accuracy and end-to-end process stability. From there, the team expanded incrementally — first to several hundred accounts, then to the industrialised phase, where approximately 17,000 loans were successfully migrated into production.
Each migration event runs across three structured phases: Business Partner replication, to validate customer and master data; Debit Order migration, to ensure uninterrupted repayment processing; and Account migration, to bring loan accounts fully into SAP CML with complete downstream system consistency. It is a model that has proven robust across every tranche.
The programme now continues into its next phases. Remaining performing loans, mixed portfolios and non-performing accounts will follow in structured tranches, with the approach being extended in due course to additional lending products currently held on various legacy systems. What has been built here is not just a migration — it is a reusable, scalable blueprint for the bank's broader lending modernisation.
This has been a genuinely cross-functional effort, bringing together the Bancon team, Deloitte, and the client's own teams across SAP, lending, systems integration and quality engineering. The commitment to delivery across every phase of this programme has been exceptional.
The consistent success across all stages continues to validate SAP CML as the strategic lending platform of choice and positions the bank to complete its full portfolio transition from a place of confidence.
Find out more about our approach to Lending.
