Built together. Delivered together.
With decades of co-innovation alongside SAP and SAP Fioneer, we’ve helped shape and implement the very products banks rely on today — from core banking and finance to analytics and customer onboarding.
Transactional banking
End-to-end digital lending journeys are now the norm — from onboarding and application to instant approvals and disbursements. We enable banks to deliver seamless, straight-through processes that meet customer expectations for speed and simplicity.
Lending
Lending products are becoming more diverse — from mortgages to microfinance. We equip banks to offer tailored credit solutions with flexible terms, rule-based decisioning and scalable servicing models.
Embedded lending
Finance is increasingly offered at the point of need — within retail platforms, fintech ecosystems or via APIs. We empower banks to embed lending into digital channels, unlocking new customer touch points and revenue streams.
Payments and cards
Operational efficiency is critical across the credit lifecycle — from disbursement to servicing and collections. We streamline lending operations with automation, workflow-driven processes and smart collections tools that cut costs and turnaround times.
